Incard, a London-based financial platform for high-growth digital companies, has closed a new funding round on £10m.
The company has raised £10m in Series A funding led by Smartfin, with participation from Founders Capital, MountFund and a group of angel investors, said TechEU.
Incard was set up to tackle what it sees as a persistent problem for founders: managing cash flow, invoicing and business spending through a patchwork of disconnected products. Created by entrepreneurs Theo Cesarini, Soraya Tribouillois, Liam Seskis and Matteo Martino, the firm launched its platform in 2024 with the aim of consolidating those functions into a single system that can scale as digital businesses grow.
At the heart of the offering is a “financial operating system” that brings together banking, payments and core financial tools in one place. Incard says this approach centralises day-to-day financial operations, gives companies real-time visibility over cash flow and spending insights, and supports add-ons tailored to specific industries and operating models.
The new funding will be used to push the platform into additional markets, including United States, while expanding further across Europe. Incard also plans to enhance its product, investing in automation and AI-driven financial workflows, alongside growing its teams across engineering, compliance and product development.
The platform provides access to business banking, corporate cards and connected bank accounts through a single interface, and can be extended via an app store that lets businesses add tools depending on their needs and stage of growth. These include invoicing, spend management, treasury and working capital features, among other financial capabilities.
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