Feedzai, the AI-native financial crime prevention platform that safeguards over $9tn in annual payment volume, has launched Feedzai IQ Score, a network-derived fraud risk scoring product designed to give banks of every scale immediate access to collective fraud intelligence via a lightweight API.
The solution draws on anonymised, aggregated signals from Feedzai’s $9tn global transaction network, meaning institutions require no historical data, no lengthy model training, and no significant operational investment to get started. Banks can move from integration to value in a matter of days, using AI models already trained and validated across the network. The product is available on AWS Marketplace.
Feedzai IQ Score addresses what the company describes as the “Silo and Legacy Paradox,” a structural challenge in which fraud prevention relies solely on internal data sources, while overhauling existing risk infrastructure remains costly and disruptive.
As fraudsters increasingly exploit multiple channels with growing sophistication, Feedzai argues that siloed defences are no longer viable. The product uses a federated intelligence architecture that circulates aggregated risk signals across the network without transferring raw or sensitive customer data, meaning there is no compliance exposure and no data trade-off for participating institutions.
The gains on offer are notable: Feedzai IQ Score delivers four times more fraud detected and 50% fewer alerts compared with traditional rules-based systems. For faster payments use cases, institutions need as few as 15 data fields to begin benefiting. The federated learning model is particularly relevant for regional and mid-sized banks, which frequently lack the data volumes or in-house AI capability required to construct sophisticated fraud models independently.
Feedzai powers trust in global finance, protecting people and payments using trusted AI to detect and prevent financial crime, fraud, and money laundering in real time. The company’s technology is used by leading banks, payment networks, and acquirers globally, covering more than one billion consumers each year.
Feedzai chief product officer Pedro Barata said, “Fraud has outpaced what any single institution can stop alone. Feedzai IQ Score puts an end to isolated defense by giving banks access to collective insights from across our entire network. Today, we open up this product to institutions of all sizes who now have a ready-made way to make smarter fraud decisions and modernize their defenses without the disruption of fully overhauling infrastructure.”
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