AI has become one of the biggest investment priorities in financial services, but enthusiasm for the technology has not necessarily translated into effective adoption. Many institutions are still dealing with fragmented data, legacy infrastructure and disconnected tools, while the capabilities of AI continue to advance at a remarkable pace. For some, early experiments have delivered...Read More

AI has moved from experiment to expectation across financial services. Banks, insurers and investment firms are investing heavily in the technology, yet widespread adoption remains harder than the hype suggests. The challenge is no longer whether AI can deliver value, but whether firms can deploy it safely, at scale and with enough confidence to change...Read More

The first half of 2026 has been a busy one for RegTech. New technologies have continued to arrive, regulation has kept moving, and financial institutions have had to work out how much of either they can realistically absorb. But amid the announcements, launches and predictions, some developments have begun to stand out from the rest....Read More

Identity has become one of the most important fault lines in modern financial crime. As financial services move further into digital channels, the question is no longer simply whether a customer can provide the right documents, but whether a firm can establish that the person behind the digital identity is real. Synthetic identity fraud is...Read More

KYC360 (a part of Experian) has established itself as a specialist RegTech provider focused on helping regulated businesses transform compliance from a regulatory obligation into a competitive advantage. Its end-to-end platform brings together client onboarding, AML screening, and customer lifecycle management (CLM).   Rather than treating compliance as the destination, KYC360 managing director Tom Devlin sees it as...Read More

Prediction markets are moving from the fringes of finance into the mainstream, attracting growing interest from institutions, regulators and retail participants alike. But as these platforms blur the lines between trading, gambling and financial markets, they also raise difficult questions around compliance, market integrity and regulatory oversight. As activity accelerates, firms must determine whether existing...Read More

Regulation has always been written for humans. Lawyers interpret it, compliance teams translate it into policies and controls, and firms spend months implementing new requirements. But as financial services become increasingly digital, that process is starting to look slow, expensive and increasingly out of step with the systems it is designed to govern.  This has...Read More

RegTech investment followed a relatively clear path for a considerable amount of time. As regulation became more complex and financial crime risks increased, firms focused on technologies that could help them meet compliance obligations more efficiently. That picture is now becoming more nuanced.   AI, digital identity, operational resilience and real-time compliance are reshaping what institutions...Read More

Know Your Customer has operated as a series of fixed moments for a long time. Starting with verifying a customer at onboarding, reviewing them periodically, and intervening when something appears to have changed. But financial crime rarely unfolds according to scheduled review cycles. Corporate structures evolve overnight, sanctions lists shift daily, and customer risk profiles...Read More

The traditional financial crime operating model was built for a different era. For decades, financial institutions have relied on separate functions, technologies and processes to manage anti-money laundering, fraud, sanctions screening and customer due diligence obligations. While that approach reflected regulatory structures and operational realities at the time, growing financial crime complexity is beginning to...Read More