Tag: AFM

How Dutch PPIs can differentiate before market consolidation

In a consolidating Dutch pension premium institution (PPI) market, those that build genuine participant experience capabilities now stand to capture a disproportionate share of...

Closing the pension communication gap in 2026

WealthTech firm Kidbrooke has identified a structural gap threatening the Netherlands' WTP transition: insurers hold the participant data advisers urgently need, but no working...

Kidbrooke: fixing the personalisation gap in WTP comms

The Dutch pension sector has a communication problem and it is hiding in plain sight inside a document that looks entirely correct, according to...

Why pension transition overviews fail to communicate

Dutch pension insurers are producing transition overviews that tick every legal box and still leave participants fundamentally confused about what is happening to their...

Wtp shifts pension accountability to insurers

WealthTech company Kidbrooke has outlined why the Netherlands' transition to the Wet toekomst pensioenen (Wtp) has redrawn the lines of accountability in pension communication.   In...

Why good-weather pension numbers are misleading participants

As the Netherlands' pension sector navigates its Wet toekomst pensioenen (Wtp) transition, a growing body of regulatory guidance and independent research suggests that the...

How Dutch insurers can govern Wtp without rebuilding systems

The most significant reform to the Dutch pension system in recent memory — the Wet toekomst pensioenen (Wtp) — has entered its decisive phase....

Why PPIs must own pension communication under Wtp

Imagine a 45-year-old employee in Amsterdam who has just received a letter from HR explaining that her pension scheme is changing under the Dutch...

Why consistent execution is the real Wtp challenge

The Dutch pension sector is in the midst of its most significant reform in a generation, and while the industry has invested heavily in...

BUX slapped with €1.6m fine by Dutch regulators over referral incentives

The Netherlands Authority for the Financial Markets (AFM) has imposed a fine of €1.6m on neo-broker BUX for breaches related to the inducements ban....

120,000+ FinTech leaders get exclusive industry stories delivered every week