Tag: FCA

Banks don’t struggle with KYC because they cannot access data; the bigger failure is that customer risk stops evolving once the onboarding file is...

By the end of 2025, artificial intelligence had moved decisively from theory to practice across financial crime functions. At industry events ranging from Transform Finance...

Speed is emerging as the defining challenge for KYC and AML in 2026. Customer risk now changes faster than traditional review cycles can keep...

When the Financial Conduct Authority (FCA) published CP25/18 on 2 July 2025, it sent a clear signal to regulated firms: workplace culture is no...

The UK’s AML framework has undergone meaningful change in 2025, with policymakers introducing new processes aimed at strengthening accountability, closing long-standing gaps, and improving...

Europe saw some of the most high-profile AML enforcement actions of 2025, with regulators continuing to signal that long-standing control weaknesses will not be...

The UK’s financial regulator is preparing to give banks and payment providers greater freedom to set their own contactless payment limits, in a move...

The Financial Conduct Authority (FCA) has launched a new consumer-facing tool aimed at tackling rising levels of investment and pensions-related fraud, as new research...

The FCA has outlined a package of reforms aimed at reshaping the UK mortgage market, with a particular focus on improving access for first-time...

Reconciliation has become one of the most important components of compliance, particularly as regulated firms face more complex communication environments and increasing regulatory scrutiny. The...