Temenos, a global leader in banking technology, has launched Temenos Money Movement & Management, an AI-powered and pre-integrated platform designed to streamline payments and account services.
The launch comes as financial institutions face mounting pressure from the rise of instant payments and the growing influence of AI across financial services, according to FF News.
With compliance demands, operational complexity, and customer expectations intensifying, Temenos said the new solution is designed to provide a unified and intelligent way of managing payments and accounts.
Temenos, headquartered in Geneva, provides cloud-native banking software to banks and financial institutions worldwide. Its technology underpins digital transformation efforts, helping organisations modernise operations and enhance customer experiences through scalable and modular platforms.
The newly launched Temenos Money Movement & Management platform brings together payments, accounts, risk, and treasury modules in a single system. It enables institutions to move money faster, more reliably, and at lower cost.
The platform includes smart AI-powered services such as automated payment repair, fraud detection, and copilot tools to reduce manual intervention and enhance straight-through processing. Leveraging the company’s FCM AI Agent, the system boosts real-time screening capabilities and cuts down on false positives.
Integration accelerators are built in to enable rapid onboarding and servicing of digital wallets and alternative payment networks, including Wise, Thunes, Mastercard Move, Visa Direct, and Standard Chartered Scale. The solution is tailored for banks, electronic money institutions (EMIs), and payment service providers (PSPs) engaged in both cross-border and domestic money movement.
Temenos noted that FINCI, an EMI regulated by the Bank of Lithuania, successfully deployed the platform within just four months. The system is ISO 20022 and Open Banking ready, and can be delivered globally as SaaS, in the cloud, on-premises, or in hybrid environments.
Barb Morgan, chief product and technology officer at Temenos, said, “With the rapid rise of instant payments and the growing influence of AI in financial services, institutions are actively seeking solutions that are both unified and intelligent to manage increasing complexity, compliance demands, and customer expectations. Temenos Money Movement & Management directly addresses this market need, bringing together payments and account services in a single, AI-powered solution. Building on the success of Temenos Payments Hub, our leading and functionally rich payment hub used by banks worldwide, this new solution further strengthens our position as a trusted innovator in the payments space.”
Gareth Lodge, principal analyst at Celent, said, “Payments are the lifeblood of financial services, but fragmented and legacy systems often hold institutions back. Organizations need to bring together the core servicing aspects of money movement, and the management of that money, in a way that simplifies operations, accelerates innovation and positions banks to thrive in a real-time, customer-first world.”
Mihails Kuznecovs, chief executive officer at FINCI, said, “As a fast-growing financial institution, we needed a platform that could scale with our ambitions and support our innovation roadmap. Adopting Temenos’ solution for money movement and management, we can now onboard new payment providers in weeks and process thousands of payment requests a second to ensure a fast, flexible and reliable service to our customers.”
Keep up with all the latest FinTech news here
Copyright © 2025 FinTech Global
