MPOWER Financing completes $100.5m securitisation

October 21, 2025

MPOWER Financing, a mission-driven FinTech firm and leading provider of international student financing, has completed its first private student loan securitisation worth $100.5m.

The transaction was sold to a private buyer and marks MPOWER’s debut in programmatic private financing.

It follows two earlier public market securitisations and reflects growing investor appetite for international student loan assets. The securitised pool comprises fixed-rate, U.S. dollar-denominated loans issued to international graduate students pursuing degrees—mainly in STEM and business fields—across top U.S. and Canadian universities, as well as refinance loans for international graduates.

Headquartered in Washington, D.C., MPOWER Financing provides global education loans using a proprietary algorithm that analyses both domestic and international credit data, as well as future earning potential. The company collaborates with more than 500 universities in the US and Canada, serving students from over 200 countries.

MPOWER Financing CFO Jatin Rajput said, “This private securitization marks another inflection point in our capital markets journey.

“Combined with our prior two public market securitizations, this inaugural private financing reflects the growing recognition among institutional investors that international students and skilled workers, particularly those in Graduate STEM, Business, or Health fields, are an attractive borrower segment.” These assets combine the stability of graduate student loans with attractive risk adjusted returns tied to international lending while adding to portfolio diversification and social impact.”

MPOWER Financing CEO and co-founder Manu Smadja said, “MPOWER’s mission remains deeply tied to its student borrowers, 93% of whom report that their loan was critical in enabling them to complete their education.

“This deal is not just about capital markets innovation; it’s about empowering talented students—often first-generation and from the Global South—to achieve their dreams, while also supporting universities in recruiting a more diverse student body and contributing to the U.S. and Canadian economies.”