MoneyGram has announced a strategic partnership with Oscilar, the AI Risk Decisioning Platform, to power its next-generation risk infrastructure.
This collaboration strengthens MoneyGram’s AI-first strategy, delivering real-time risk intelligence across its global network to boost operational efficiency, agility and performance.
The partnership supports MoneyGram’s commitment to maintaining one of the most advanced, data-driven compliance and consumer protection programmes in the financial services industry. Through the collaboration, the firm aims to enhance its platform with adaptive, real-time risk intelligence, helping it stay ahead of the evolving global threat landscape while setting new standards among financial institutions.
MoneyGram operates one of the world’s largest payment networks, connecting 20,000 corridors, nearly 500,000 retail locations and five billion digital endpoints across over 200 countries and territories. Serving more than 50 million customers annually, the company has built a strong reputation for providing seamless, affordable and secure cross-border money transfers that comply with diverse regulatory frameworks worldwide.
Oscilar’s AI Risk Decisioning™ Platform is designed for continuous learning, real-time inference and intelligent automation, enabling secure and seamless customer experiences. The platform will form the foundation of MoneyGram’s new risk infrastructure, unifying fraud, AML and compliance operations under a single, scalable system. This integration will reduce cost and complexity while improving detection accuracy, decision-making speed and readiness for future innovations, including stablecoin-based solutions.
Key features of the new system include automated decisioning, real-time rule optimisation, fraud network detection, device fingerprinting and behavioural analytics to guard against emerging threats. The platform also supports faster deployment, with up to 70% reduction in data migration time, and enhanced regulatory confidence through improved audit trails and reporting.
MoneyGram CEO Anthony Soohoo said, “At MoneyGram, we’re reimagining the future of work by embracing AI across all corners of the organization. As part of our transformation, we’re investing in next-generation intelligent infrastructure, positioning ourselves for smarter, faster and safer outcomes. That’s especially important when it comes to our global risk management engine, and that’s where Oscilar comes in.”
MoneyGram chief product and technology officer Luke Tuttle said, “We’re focused on collaborating with AI-native companies like Oscilar who are leapfrogging their peers and redefining the industry. This partnership reflects our belief that adaptive, intelligent risk management is essential to keep pace with the complexity and speed of global payments – and that not innovating may be the greatest risk of all.”
Oscilar CEO and co-founder Neha Narkhede said, “MoneyGram is leading the way in modernizing global payments by embracing an AI-first approach to risk. We’re proud to support its transition to real-time, intelligent and scalable infrastructure that meets the demands of modern payments. This partnership reflects our shared belief that global financial institutions need agile, AI-native platforms to stay ahead of increasingly sophisticated threats.”
Together, MoneyGram and Oscilar aim to advance innovation that enhances customer experience — providing faster approvals, fewer delays and lower friction for trusted users, while delivering cost savings and improved regulatory alignment at scale.
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