Key LatAm FinTech investment stats in Q3 2025:
- LatAm FinTech investments increased by 44% QoQ in Q3
- Average deal value grew by 37% to $14.3m driven by renewed investor interest
- NG.CASH, a Brazil-based digital finance platform tailored to Gen Z consumers, secured one of the biggest LatAm FinTech deals of the third quarter with a $26.5m Series B funding round
LatAm FinTech investments increased by 44% QoQ in Q3
In Q3 2025, the LatAm FinTech market recorded strong growth in both deal activity and funding compared with the same quarter last year.
A total of 40 deals were completed in Q3 2025, representing a 33% increase from the 30 deals recorded in Q3 2024.
Funding also rose sharply, reaching $572m in Q3 2025 – an 82% increase from the $314.7m raised in Q3 2024.
The combined rise in both deal volume and capital deployment indicates renewed investor appetite and expanding momentum across the region’s FinTech ecosystem.
When comparing Q2 to Q3 2025, there was again a clear increase in market activity.
The number of transactions climbed from 25 to 40, marking a 60% QoQ increase, while funding grew from $398.1m in Q2 to $572m in Q3, a 44% rise quarter-over-quarter.
This simultaneous uplift in funding and deal count suggests that investors engaged more actively across the region, backing a wider mix of FinTech propositions during Q3.
Average deal value grew by 37% to $14.3m driven by renewed investor interest
The average deal value in Q3 2025 was $14.3m, a 37% increase from the $10.5m average in Q3 2024.
Compared with Q2 2025, where the average deal size stood at $15.9m, Q3 2025 reflected a 10% decrease, indicating that while more capital was invested overall, it was distributed across a larger number of transactions.
This pattern highlights growing diversification of investment across the LatAm FinTech sector as investors broaden exposure to emerging opportunities in the region.
NG.CASH, a Brazil-based digital finance platform tailored to Gen Z consumers, secured one of the biggest LatAm FinTech deals of the third quarter with a $26.5m Series B funding round
The funding round was led by New Enterprise Associates, alongside participation from Quantum Light, Monashees, a16z, Endeavor Catalyst, 17Sigma, and Daphni.
Originally launched as a real-time payments service, the company has rapidly evolved its offering to include prepaid cards, device insurance, AI-driven financial tools and personalised instalment plans, all delivered through a subscription model focused on affordability and accessibility for young users.
With more than 3 million active accounts, NG.CASH continues to expand its influence through a creator ecosystem that drives significant digital reach, while its conversational AI interface and embedded financial products support a generation seeking financial independence.
The latest funding will accelerate development across new FinTech verticals such as regulated stablecoin accounts and context-aware underwriting, strengthening the firm’s ambition to blend innovation with long-term financial empowerment for Brazil’s digital-native population.
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