FinTech funding stuttered into life at the start of 2026, as deal activity remained subdued following the year-end holiday slowdown.
Just six funding rounds were recorded this week, underlining a cautious reopening to the investment calendar as investors and founders alike eased back into the market.
Despite the limited volume, the week still delivered a surprise at the top end of the scale. Three deals cleared the much-vaunted $100m mark, pushing total capital raised to $734m and demonstrating that, while activity was thin, appetite for high-conviction opportunities remains firmly intact.
The standout round came from Cyera, the enterprise AI security specialist, which secured a substantial $400m Series F led by Blackstone.
The raise values the business at $9bn and brings total funding to more than $1.7bn, highlighting continued investor enthusiasm for platforms addressing the growing risks around enterprise data, AI systems and autonomous agents.
Cyera’s funding was followed by DailyPay, which closed a $195m senior secured revolving credit facility to strengthen its balance sheet and support long-term growth, and e-commerce operating system Swap, which raised $100m in a Series C to accelerate international expansion and deepen its payments capabilities.
Outside the three nine-figure rounds, investment activity was notably lighter. Blackbird.AI secured $28m to scale its narrative intelligence platform aimed at countering AI-driven disinformation and deepfake threats, while global brokerage firm HabitTrade raised nearly $10m in Series A funding to expand its trading, settlement and custody infrastructure.
Mylapay rounded out the week with a $1m raise to continue building payment infrastructure across emerging and developed markets.
From a subsector perspective, Infrastructure & Enterprise Software led deal activity, accounting for half of all financings as investors continued to back platforms focused on AI security, enterprise data protection and operational complexity.
PayTech followed with two deals, reflecting ongoing interest in modernising wage access and payments infrastructure, while WealthTech recorded a single round.
Geographically, the United States dominated deal count, contributing three of the six rounds, including the two largest financings of the week. The UK, Singapore and India each recorded one deal, underscoring a narrow but still globally distributed start to the year.
Here are this week’s FinTech funding rounds:
Enterprise AI security company Cyera raises $400m
The company has secured $400m in a Series F funding round led by funds managed by Blackstone, with participation from existing investors Accel, Coatue, Cyberstarts, Georgian, Greenoaks, Lightspeed Venture Partners, Redpoint, Sapphire, Sequoia Capital and Spark.
The raise brings Cyera’s total funding to more than $1.7bn and values the business at $9bn, tripling its valuation compared with a year ago.
Founded to address the growing complexity of enterprise data environments, Cyera provides organisations with unified visibility and control over sensitive data as AI adoption expands. Its platform is designed to help enterprises secure data across cloud, on-premise and hybrid environments, while enabling teams to govern how data is accessed, used and shared by AI systems and autonomous agents.
The company said the new funding will be used to accelerate product innovation, expand its global footprint, deepen ecosystem partnerships and bring on additional talent as customer demand continues to grow. Cyera is also doubling down on developing AI-native security capabilities that allow enterprises to move quickly with AI adoption without compromising data protection or governance.
DailyPay $195m senior secured revolving credit deal
E-commerce firm Swap raises $100m in Series C round
Swap has secured fresh growth capital as it looks to accelerate its expansion and deepen its product offering for online brands managing increasingly complex global operations.
According to TechEU, the company has raised $100m in a Series C funding round co-led by existing investor Iconiq alongside DST Global. The raise comes around nine months after Swap’s Series B round, when it secured $40m led by Iconiq. Following the latest investment, the company has now raised $149m in total since it was founded.
Founded in 2022, Swap provides an operating system designed to help e-commerce brands manage logistics and international trade through a single platform. Rather than relying on multiple vendors for functions such as cross-border shipping, order tracking, returns management, tax handling and inventory forecasting, brands can access these capabilities in one integrated system. The approach is aimed at reducing operational complexity as merchants expand beyond their domestic markets.
Swap said the new funding will be used to strengthen its payments capabilities, with increased investment in digital payments infrastructure, as well as to support its entry into new geographic markets. The company is targeting further growth across Europe and North America as demand rises from brands selling across borders.
Blackbird.AI secures $28m to counter AI disinformation
