Dots, a global payouts platform for marketplaces and service-based businesses, has raised fresh capital of $8.9m.
The company secured $8.9m in a Series A round led by DCM, with participation from Y Combinator.
Dots positions itself as infrastructure for sending money rather than taking it, providing businesses with tools to deliver payouts across multiple rails and geographies. The platform brings together bank transfers and a range of consumer payment options, aiming to simplify the operational burden that can sit behind disbursements, including onboarding and compliance, while ensuring payees can receive funds via their preferred method.
With the new funding, Dots said it plans to expand its offering beyond payouts, ultimately adding broader financial capabilities such as credit card processing, accounts payable and accounts receivable. The company also plans to push further into international markets and hire additional engineering talent as it develops new features.
Dots said it is already profitable and processes more than $150m in payouts each month, which it said reflects 400% year-on-year revenue growth. Alongside the funding announcement, the firm also unveiled product updates designed to make onboarding faster for customers and to strengthen controls around suspicious payout activity.
One change is a shift to a fully self-service model, with Dots saying customers can integrate the platform into existing systems and configure payouts without external support, enabling businesses to begin onboarding and sending payments within hours. The company also introduced an anti-fraud enhancement called Dots Control, which is designed to help firms identify and stop suspicious disbursements, including the ability to create custom rules to automate detection and prevention.
“Everyone talks about the future of payments, but most of that innovation has focused on companies receiving payment, not paying others,” said Sahil Hasan, co-founder and CEO of Dots. “The payout layer is broken, with companies and marketplaces having to reinvent the wheel to handle compliance, onboarding and cross-border disbursements. As a result, payments are slow. Dots solves this problem by unifying bank transfers, PayPal, Venmo, Cash App, and stablecoins under a single API, ensuring payees receive funds quickly, regardless of where they are based or their preferred payment type. This translates into greater loyalty among contractors and creators.”
“Beyond the large and growing total addressable market – the global payouts market is projected to triple by 2033 and the gig economy payments market is already in excess of $582 billion – what makes Dots compelling is its focus on both the developer and payee experience,” said Ibrahim AlSuwaidi, Partner, DCM. “When workers and creators actually want to get paid through your platform, the result is an engine that helps to not only address compliance and payments, but also retain the best talent.”
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