• News
    • Industry News
    • Company News
    • Funding Rounds
    • Partnerships
    • M&A
    • People News
  • Sector Updates
    • Blockchain & Cryptocurrencies
    • CyberTech
    • Data & Analytics
    • ESG FinTech
    • Funding Platforms
    • Infrastructure & Enterprise Software
    • InsurTech
    • Marketplace Lending
    • PayTech
    • PropTech
    • RegTech
    • WealthTech
  • Industry Research
    • Whitepaper: Addressing Advisor Movement in Wealth Management
  • Features
  • Events
    • AI FinTech Forum
    • AML & FinCrime Tech Forum
    • AML & FinCrime Tech Forum – USA
    • Data Management Tech Forum
    • ESG FinTech Summit
    • CX in Financial Services Forum
    • Global InsurTech Summit – Europe
    • Global InsurTech Summit – USA
    • Global RegTech Summit – Europe
    • Global RegTech Summit – APAC
    • Global RegTech Summit – USA
    • Global WealthTech Summit – Europe
    • Global WealthTech Summit – USA
  • FinTech Rankings
    • AIFinTech100
    • CyberTech100
    • ESGFinTech100
    • InsurTech100
    • RegTech100
    • WealthTech100
  • Market Maps
    • ESG FinTech
    • WealthTech
    • FinCrime Tech
  • Newsletters
  • Marketing
  • About Us
Search
  • LOG IN
Welcome! Log into your account
Forgot your password?
Recover your password
FinTech-Global FinTech-Global FinTech Global
  • News
    • Industry News
    • Company News
    • Funding Rounds
    • Partnerships
    • M&A
    • People News
  • Sector Updates
    • Blockchain & Cryptocurrencies
    • CyberTech
    • Data & Analytics
    • ESG FinTech
    • Funding Platforms
    • Infrastructure & Enterprise Software
    • InsurTech
    • Marketplace Lending
    • PayTech
    • PropTech
    • RegTech
    • WealthTech
  • Industry Research
    • Whitepaper: Addressing Advisor Movement in Wealth Management
  • Features
  • Events
    • AI FinTech Forum
    • AML & FinCrime Tech Forum
    • AML & FinCrime Tech Forum – USA
    • Data Management Tech Forum
    • ESG FinTech Summit
    • CX in Financial Services Forum
    • Global InsurTech Summit – Europe
    • Global InsurTech Summit – USA
    • Global RegTech Summit – Europe
    • Global RegTech Summit – APAC
    • Global RegTech Summit – USA
    • Global WealthTech Summit – Europe
    • Global WealthTech Summit – USA
  • FinTech Rankings
    • AIFinTech100
    • CyberTech100
    • ESGFinTech100
    • InsurTech100
    • RegTech100
    • WealthTech100
  • Market Maps
    • ESG FinTech
    • WealthTech
    • FinCrime Tech
  • Newsletters
  • Marketing
  • About Us
  • RegTech
  • Anti-Fraud
  • FinTech News
  • Company News
  • Industry News
  • Sector Updates

Q2 adds real-time fraud detection capabilities

April 28, 2026
Q2

Q2 Holdings, a digital transformation solutions provider for financial services, has launched two new AI-powered fraud protection capabilities designed to help financial institutions detect and stop account takeover fraud in real time.

The two new tools — User Activity Monitoring (UAM) and Restricted Entitlements Mode (REM) — combine AI-enabled detection with real-time response and integrate into Q2’s existing fraud portfolio, creating a continuous account takeover protection system across the digital banking journey.

UAM uses AI-assisted behavioural detection to continuously analyse behavioural signals and identify high-risk patterns during live digital banking sessions, pairing deterministic rules with a foundation for future machine learning. REM functions as a deterministic enforcement layer that responds to high-risk signals by limiting access, adjusting permissions, or containing compromised accounts in real time. The two capabilities build on existing protections within the Q2 Digital Banking Platform, including Q2 Patrol for high-risk account actions and Q2 Sentinel for transaction monitoring and anomaly detection, forming what the company describes as a closed-loop, continuous fraud defence system.

Q2 develops digital banking and lending solutions for banks and credit unions. Its platform-first AI strategy focuses on embedding intelligence directly into digital banking workflows, and the latest additions reflect a broader industry shift away from siloed fraud tools towards unified systems that connect signals, decisioning, and enforcement.

Account takeover has evolved into a coordinated, multi-step attack spanning login, session behaviour, account changes, and transactions — a shift that has exposed significant gaps in point-in-time fraud controls. Q2’s AI-driven approach analyses signals across user behaviour, high-risk account activity, and transactions simultaneously, allowing institutions to identify threats earlier and respond more decisively before losses occur.

Q2 managing director, fraud intelligence Jeff Scott said, “Fraud no longer happens at a single point; it unfolds across the entire digital session. With this continuous approach to account takeover protection, we’re embedding intelligence directly into digital banking session workflows to help institutions shift from reactive detection to taking immediate, dynamic action before fraud occurs. Threats get stopped earlier, reducing both fraud losses and operational burden.”

First Bank VP and digital banking lead John Schulte said, “In just a few months of testing, we’ve seen strong signal quality from User Activity Monitoring, with more than a third of alerts aligning to confirmed fraud and a meaningful portion identifying risk we hadn’t detected elsewhere. It’s helping us uncover high-risk activity earlier, refine our fraud strategies proactively, and collaborate more closely with Q2 to continuously improve detection accuracy. We’re especially encouraged by how this will evolve—bringing together richer data and better visibility across User Activity Monitoring and Sentinel to further strengthen our fraud monitoring capabilities.”

IDC research director for risk, compliance and financial crime Sam Abadir said, “What is notable about Q2’s approach is the combination of behavioral signal detection with direct control over enforcement. By connecting User Activity Monitoring with real-time action through Restricted Entitlements Mode, Q2 is addressing one of the more persistent challenges in fraud operations: the lag between identifying a threat and acting on it. Closing that gap within a single session, without requiring manual intervention, is what makes this model worth attention.”

Read the daily FinTech news

Copyright © 2026 FinTech Global

Enjoying the stories?

Subscribe to our daily FinTech newsletter and get the latest industry news & research

Investors

The following investor(s) were tagged in this article.

  • TAGS
  • Account takeover
  • CyberTech
  • digital banking
  • Fintech
  • First Bank
  • Fraud prevention
  • IDC
  • Q2 Holdings
Previous articleInsurance trust rises as claims satisfaction hits highest level since 2019
Next articleManaging broker-dealer compliance at scale
dwillis

RELATED ARTICLESMORE FROM AUTHOR

Company News

Why fragmented sales channels are costing financial firms

Company News

Why EXANTE rejected AI to migrate its critical tests

Tick-box thinking is undermining financial crime defences
Compliance Management

Tick-box thinking is undermining financial crime defences

Fragmented tax systems face a compliance reckoning
Company News

Fragmented tax systems face a compliance reckoning

UK financial firms face £1bn cyber bill as AI threats grow
Company News

UK financial firms face £1bn cyber bill as AI threats grow

TBC takes card-free payments to Georgian retailers
Company News

TBC takes card-free payments to Georgian retailers

Latest Analysis

US FinTech top deals Q3 2026
FinTech News

Cyera secured one of the top US FinTech deals as funding...

October 30, 2026
European WealthTech funding Q3 2026
FinTech News

European WealthTech investment surged 2.9x YoY in Q3 amid investor optimism

October 29, 2026
global FinTech Deal activity Q1 to Q3 2026
FinTech News

US strengthened its FinTech dominance, securing 49% of all deals globally...

October 26, 2026
global WealthTech top deals Q3 2026
FinTech News

Six countries represented among the top 10 WealthTech deals in Q3...

October 22, 2026
Singapore fintech funding Q3 2026
FinTech News

Singaporean FinTech investment surged 2.5x YoY in Q3 2026 amid investor...

October 19, 2026

News Stories

Why insurers are struggling to scale AI adoption

Why insurers are struggling to scale AI adoption

November 5, 2026
AI is gaining traction across the insurance industry, with businesses exploring its potential to reshape everything from underwriting and pricing to claims management. However,...
Marsh targets Bahrain's growing captive insurance market

Marsh targets Bahrain’s growing captive insurance market

November 5, 2026
Global professional services firm Marsh is preparing to introduce captive insurance management services in Bahrain, which would make it the first international broker to...

Why fragmented sales channels are costing financial firms

November 5, 2026
Financial institutions rarely sell through a single route. A typical insurer, bank or wealth manager runs a website or app, a team of employed...

Why EXANTE rejected AI to migrate its critical tests

November 5, 2026
Breaking a monolith into microservices is often treated as a simple engineering exercise. For broker EXANTE, a single migration became a full audit of...
Aon combines healthcare reinsurance and risk advisory

Aon combines healthcare reinsurance and risk advisory

November 5, 2026
Global professional services firm Aon has established a dedicated North America healthcare vertical within its Risk Capital division, bringing together its healthcare reinsurance and...
  • Terms & Conditions
  • Privacy Policy
  • FinTech Global’s Editorial mission
  • Contact Us
© Copyright 2026 FinTech Global. All Right Reserved

Technology partner
Advanced Vision IT

120,000+ FinTech leaders get exclusive industry stories delivered every week

MORE STORIES
Goodeve bets on Flagright to fight financial crime pre-launch

Goodeve bets on Flagright to fight financial crime pre-launch

October 26, 2026
crime

The case for RegTech over internal compliance builds

April 28, 2026