Key European FinTech investment stats in 2025:
- European FinTech funding declined by 31% YoY
- UK companies secured four of the top 10 deals to cement the country’s position as the leading European FinTech hub
- 9fin, a data and analytics platform serving the debt capital markets, raised $170m in a Series C round, marking the biggest European FinTech deal of the quarter
European FinTech funding declined by 31% YoY
European FinTech investment in Q1 2026 reached $3.7bn across 192 deals, representing a 31% decline in funding compared to the $5.4bn raised across 184 deals in Q1 2025.
Deal volume, however, edged up slightly, rising by 4% year-on-year, suggesting that while transaction activity remained broadly stable, the average size of deals contracted notably.
The divergence between a modest uptick in deal count and a sharp fall in capital raised points to a more cautious funding climate, with investors continuing to deploy capital but at reduced scale across the region.
UK companies secured four of the top 10 deals to cement the country’s position as the leading European FinTech hub
The country-level breakdown of the top 10 deals in Q1 2026 reflects both continuity and meaningful change compared to Q1 2025.
The UK remained the dominant force in both periods, though its share of top deals narrowed from five in Q1 2025 to four in Q1 2026, indicating that while its lead position holds, it is doing so with somewhat less dominance.
Germany and France each featured in both periods, with France increasing its representation from one deal to two, signalling growing momentum in its larger FinTech transactions.
In contrast, Malta, Ireland and Estonia, each of which secured a top 10 deal in Q1 2025, were absent from the Q1 2026 list.
Their place was taken by Denmark, Belgium and Sweden, all of which made their first appearance in the top 10, pointing to a gradual broadening of the European FinTech landscape as capital finds its way into a wider range of markets across the continent.
9fin, a data and analytics platform serving the debt capital markets, raised $170m in a Series C round, marking the biggest European FinTech deal of the quarter
The round was led by HarbourVest Partners, with participation from existing investors Highland Europe, Redalpine, Spark Capital and Seedcamp, alongside the Canada Pension Plan Investment Board, which joined as an investor having previously been a client.
The raise values the London-founded company at over $1.3bn and comes as 9fin continues to expand its AI-driven platform, which delivers real-time news and advanced insights across public, private and distressed debt markets.
The company serves over 300 clients including asset managers, law firms and banks such as BNP Paribas, Lloyds and NatWest, and broadened its coverage last year through the acquisition of Bond Radar, an intelligence provider specialising in international bond and loan markets.
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