Adfin, a payments and finance automation platform focused on helping businesses get paid on time, has closed an $18m Series A funding round, bringing its total capital raised to over $30m in under two years.
The round was led by long-standing backer Index Ventures, which has now invested in the company for a third time. Existing investor Visionaries Club also participated. The raise also saw two new investors join: Stéphane Kurgan, described by the company as one of Europe’s leading operators, and Andrey Khusid, the founder of collaborative whiteboard platform Miro.
Adfin said the fresh capital will be used to expand its ambitions beyond invoice payments into a fully automated finance platform. The company intends to build what it calls an agentic finance platform — one that automates the workflows finance teams rely on to get paid, manage cash, and handle other financial operations.
The company said it believes the future of money movement lies in combining strong payments infrastructure with artificial intelligence, handling repetitive tasks while keeping decision-making in human hands. Among the first products to emerge from this direction will be customer agents, a new credit control feature set to launch soon. The tool is designed to automate tasks such as late fee calculations and reminder sequences tailored to individual customers, while leaving key judgements to the user.
Adfin was founded with the aim of solving the persistent problem of late payments. The company noted that approximately 63% of all businesses in the UK are paid late.
Its payments infrastructure is built to address this through a range of features: direct debit mandates that are signed three times faster than before, automatic alternative payment links sent the moment a direct debit fails, functional accounting software integrations, transparent pricing tied to successful payments only, and daily rather than weekly settlement. The company said customers using its platform currently see only 9% of invoices paid late — roughly seven times better than the national figure.
The company said it intends to extend the same infrastructure-plus-AI approach across a broader range of finance workflows over time. Adfin has also updated its mission statement to reflect this wider scope, with its stated purpose now being to help businesses around the world build better businesses.
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