The US Department of the Treasury has launched the official Trump Accounts app, a mobile platform designed to give American children access to tax-advantaged investment accounts backed by a federal government contribution of $1,000.
According to Robinhood, children born between 2025 and 2028 and holding a valid Social Security number are eligible for the initial $1,000 Treasury contribution. Beyond that, family members, friends, and employers can collectively contribute up to $5,000 each year into an account. The programme is set to open for contributions on 4 July 2026.
The rollout began with the first wave of activation emailsm with further invitations due to reach all eligible individuals who have elected to open an account via IRS Form 4547 in the weeks ahead. Those yet to file can do so directly on the IRS website, before downloading the app on iOS or Android, or via trumpaccount.com.
The Trump Accounts scheme is open to any eligible child under 18 in the US with a Social Security number. Contributions are automatically directed into a default low-cost index fund, selected for its long-term growth potential. Families can monitor contributions, account activity, investment performance, and projected returns through the app. Once a child reaches 18, control of the account transfers to them, at which point they may access the funds or continue building on the investment under the rules that generally govern traditional IRAs.
The app itself has been built to deliver a straightforward digital experience, covering account activation, ongoing contributions, and day-to-day account management in a single platform.
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