SyntheticFi, a WealthTech platform enabling registered investment advisors (RIAs) to offer portfolio-backed financing solutions, has surpassed $2bn in regulatory assets under management (RAUM) and revealed it has secured more than $13m in venture funding since its 2023 founding.
The capital has been raised from a group of investors including Y Combinator, Social Leverage, NextGen VP, The Compound Capital Fund, and additional backers from across the wealth management sector.
The company also disclosed that its network has grown to over 300 independent advisory firms, collectively representing more than 3,000 advisors across the US, roughly three times the scale it had at the beginning of 2026.
The growth comes at a time when advisors are increasingly being called upon to support a new generation of wealthy clients seeking to access liquidity, handle concentrated stock positions, and finance significant purchases without disposing of their assets.
Portfolio-based financing tools such as box spreads and variable prepaid forwards (VPFs) have historically been difficult to access outside of institutional circles, while liabilities planning has remained one of the more underdeveloped corners of advisor technology.
SyntheticFi was established to address this gap, broadening access to strategies like box spreads and synthetic VPFs for independent advisors and their clients. Through the platform, advisors can evaluate and implement portfolio-backed financing solutions that may offer more competitive rates, potential tax advantages, and greater flexibility than conventional borrowing routes.
The company serves a wide range of firms, from emerging RIAs to some of the larger advisory organisations in the industry, with use cases spanning home purchases, refinancing existing debt, and the management of concentrated equity positions.
Looking ahead, SyntheticFi has indicated it intends to broaden its platform and expand its suite of borrowing products.
SyntheticFi CEO and co-founder Tony Yang said, “For a long time, borrowing was treated as a separate conversation from wealth management.
“That’s starting to change. Advisors are increasingly helping clients think about their entire financial picture. We believe the firms that do this well will create tremendous value for clients over the next decade. In our view, the growth we’ve seen reflects how much demand there is for better tools in this area.”
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