Tenet is designed to connect information across the (re)insurance lifecycle rather than applying AI to individual tasks or documents in isolation. The technology covers treaty, policy, underwriting and knowledge intelligence, with each capability focused on a different area of insurance operations.
Treaty Intelligence converts reinsurance treaties into structured operational data, supporting onboarding and governance across ceded and assumed business. Policy Intelligence analyses policy documentation to identify coverages, endorsements, exclusions, limits, deductibles and amendments.
Underwriting Intelligence reviews submissions against underwriting guidelines, authority levels and appetite to identify exceptions before decisions are finalised. Knowledge Intelligence connects information across policies, treaties, claims, accounting and underwriting, allowing users to access institutional knowledge within their existing workflows.
The system operates across INTX’s wider software suite. ReinsureConnect supports ceded reinsurance processes including treaty and facultative accounting, recoverables, bordereaux and Schedule F reporting. INTX Re provides assumed reinsurance administration covering premium and loss accounting, bordereaux and capacity management, while INTX Core supports commercial property and casualty operations across underwriting, quoting, policy administration, billing, claims and servicing.
INTX said the shared data foundation across these products is central to Tenet’s design. The company argued that platforms built from fragmented or acquired systems can add generative AI to individual processes, but may not provide the wider business context needed for complex insurance decisions.
According to INTX, its operating system was already connecting underwriting, policy administration, reinsurance, claims, accounting and financial operations before the recent rise of generative AI. The company said this gives Tenet access to the combined dataset from the outset.
The company plans to broaden Tenet’s capabilities as development continues, with future applications expected to include claims operations, financial analytics, portfolio intelligence, capital management, regulatory reporting and wider enterprise decision support.
INTX CEO Rob Lewis said, “The insurance industry doesn’t need another AI assistant. AI is only as powerful as the information it understands. Most platforms are layering AI onto fragmented systems. We built a unified operating system first. Tenet is the natural evolution of that architecture, delivering intelligence with the full context of the business—not just individual tasks or documents.”
INTX chief operating officer and co-founder Devon Ellett said, “Insurance has always been a knowledge business. Every underwriting decision, treaty interpretation, claims determination and financial outcome depends on understanding complex information. Tenet delivers that knowledge in context, helping organisations make faster, more consistent decisions every day.”
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