Delos Insurance Solutions, a property insurance managing general agent, and InnSure, a nonprofit innovation hub dedicated to developing insurance solutions for climate-driven risks, have announced a strategic partnership aimed at improving education, resilience and insurance affordability in wildfire-exposed communities.
The partnership has been formed in response to the growing challenges faced by homeowners and insurers in regions increasingly affected by wildfires.
As climate-driven risks intensify, many communities are experiencing rising insurance premiums, reduced coverage availability and, in some cases, an inability to secure insurance at all. Delos and InnSure aim to address these pressures by helping stakeholders better understand, mitigate and manage wildfire risk.
Delos Insurance Solutions specialises in using advanced wildfire risk intelligence, science and data to support more sustainable property insurance solutions. The company works closely with insurers and communities to translate complex risk insights into practical actions that can reduce exposure at both the property and community level, supporting more informed underwriting and pricing decisions.
InnSure operates as a mission-driven nonprofit innovation hub, focused on ensuring insurance remains a viable safety net in areas exposed to climate risks such as wildfires. The organisation places a strong emphasis on community engagement, education and long-term resilience, working to bridge the gap between insurers, homeowners and local stakeholders.
Through the collaboration, the two organisations plan to develop joint initiatives that combine data-driven insights with real-world education. These initiatives are expected to include educational programmes, risk-reduction resources and insurance strategies designed to support both insurers and policyholders operating in wildfire-stressed locations. A key element of the partnership will involve incubating and accelerating new insurance solutions through InnSure’s Creation Labs.
The partnership also seeks to encourage risk-reducing actions at the community level, helping to create conditions where insurers are better positioned to offer coverage that is both available and affordable, even in high-risk regions.
Delos Insurance Solutions CEO Kevin Stein said, “Wildfire risk doesn’t have to mean uninsurable risk. By partnering with InnSure, we’re aligning science, technology, data, and education to help communities take meaningful steps toward resilience. When homeowners and communities come together to understand their risk and how to reduce it, insurers are better positioned to offer coverage that is both available and affordable.”
InnSure chief development officer Steve Brandt said, “Insurance affordability and availability are critical to the stability of wildfire-exposed communities. This partnership with Delos allows us to pair cutting-edge risk insights with real-world education and solutions. Together, we’re working to empower homeowners and communities to reduce risk and preserve access to insurance where it’s needed most.”
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