Flanks, a WealthTech company focused on data-led wealth management insights and automation, has launched the AI Financial Advisor, a wealth intelligence co-pilot designed to let advisors interrogate complex, multi-custodian client portfolios using natural language.
The AI Financial Advisor uses a multi-agent AI framework to bring together client wealth data with live market intelligence. Advisors can query complex family structures, multi-custodian portfolios, and cross-border holdings in plain language, receiving instant, contextualised analysis across all asset classes.
Capabilities include consolidated household and ownership-weighted views, real-time market sentiment benchmarked against client holdings, full cash flow and dividend income visibility, automated currency normalisation, and private equity capital call tracking. Example queries the tool can handle include summarising wealth distribution by asset allocation and custodian, listing private equity capital calls, comparing technology allocation against S&P 500 constituents, and reviewing year-on-year dividend income.
The tool operates under strict compliance guardrails, offering descriptive analysis only, with no investment recommendations or buy/sell signals. Outputs are grounded in structured, validated datasets with role-based access controls, and all market data is timestamped with valuation date disclosure. Unlike some competing tools, Flanks develops and operates its AI capabilities entirely in-house, meaning no client data is shared with or processed through public AI systems.
Underpinning the product is Flanks’ proprietary aggregation infrastructure, which connects to over 600 financial institutions across 33 countries to deliver cleaned, enriched, and validated wealth data across all asset classes, including alternatives typically excluded from aggregation platforms. The company was founded in Barcelona and designs its AI capabilities within a secure cloud environment built to meet European compliance, auditability, and data governance requirements.
Flanks serves more than 100 financial institutions, including tier-1 banks and multi-family offices across Europe and the Middle East, and is regulated as an AISP by the Bank of Spain under oversight of the European Central Bank.
Flanks chairman and co-founder Álvaro Morales said, “The wealth management industry has been asking the wrong question. For the past couple of years, firms have chased AI-driven advice without fixing the data infrastructure beneath it. The AI Financial Advisor is what becomes possible when you finally get the data right: instant, trustworthy intelligence across every client, every asset class, every custodian, at a scale that was previously unimaginable.”
Flanks CEO Joaquim de la Cruz said, “We built the AI Financial Advisor on infrastructure that processes over 500,000 portfolios monthly across 600+ institutional connections in 33 countries. When your data foundation is this complete and this clean, the AI has something reliable to reason over. The data layer is the product, the AI is what it unlocks.”
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