SunTec unveils AI tool for smarter bank pricing

October 31, 2025

SunTec Business Solutions has launched an AI-enhanced version of its Xelerate Account Analysis Solution, designed to give US banks sharper pricing strategies and stronger treasury relationships.

As competition tightens and margins shrink, banks are under increasing pressure to innovate. SunTec’s solution turns traditional account analysis into a dynamic decision-support tool that enables product, relationship, and treasury teams to better understand client behaviour and optimise pricing.

The system ingests account analysis statements from multiple formats, maps the data for analysis, and benchmarks competitor pricing to highlight opportunities across rate structures, volume tiers, and bundling strategies.

Powered by AI, the Xelerate Account Analysis Solution allows banks to run deal simulations that evaluate the impact of rate, fee, and volume adjustments. It also generates transparent, audit-ready proposals to accelerate client negotiations and enhance trust.

This integrated approach enables institutions to unify account-level data, embed predictive intelligence, and make informed decisions with precision and speed.

SunTec Business Solutions CEO and founder Nanda Kumar said, “Banks today need more than reports; they need intelligence. Our enhanced Account Analysis Solution transforms static statements into actionable insights, helping banks understand their clients better and craft pricing strategies that are fair, transparent, and profitable.”

SunTec Business Solutions president Amit Dua added, “US banks are under pressure to innovate while maintaining trust and transparency with corporate clients. By integrating AI into Account Analysis, we’re giving banks the power to benchmark, simulate, and structure smarter deals faster and with greater confidence.”

The AI-augmented platform delivers multiple benefits to financial institutions, including full automation of manual processes to improve efficiency, enhanced treasury decision-making, and compliance-ready reporting aligned with AFP codes and standards. It also enables corporate treasurers to manage cash flow more effectively through flexible earnings credit and interest offerings. By providing clear visibility into accounts and cash flows, SunTec helps banks build long-term trust with clients while maximising portfolio profitability through optimised offsets and credits.