Mbanq, a US-based banking infrastructure and embedded finance provider, has secured the first institutional investment into its $100m loan participation note programme, with a leading Swiss private bank becoming the inaugural investor.
The investment supports a funding programme built around US dollar-denominated loan participation notes, which are admitted to trading on the Open Market (Freiverkehr) of the Düsseldorf Stock Exchange. The programme provides Mbanq with access to up to $100m in funding as it expands its lending activities.
The investment strengthens Mbanq’s institutional funding base and will support the continued growth of its lending and Earned Wage Access (EWA) offering. The company provides EWA solutions that enable banks, credit unions, FinTechs and enterprise clients to give employees access to wages they have already earned. As demand for EWA and embedded lending products continues to increase, the programme provides a scalable funding mechanism to support future loan portfolio growth.
Founded in 2016, Mbanq provides Banking-as-a-Service, Lending-as-a-Service, Compliance-as-a-Service, payments, card issuing and embedded finance infrastructure. The company operates across the US, UK, Croatia, Montenegro, India, Singapore and Cambodia, with it’s cloud-native platform enabling financial institutions and FinTechs to launch banking products more efficiently while meeting regulatory and security requirements.
Mbanq CEO Vlad Lounegov said, “This inaugural institutional investment represents an important milestone for Mbanq. It demonstrates confidence in our long-term strategy and strengthens the financial infrastructure that supports our lending business. As demand for Earned Wage Access and other lending solutions grows, we’re investing in the capabilities that enable our clients to scale with confidence.”
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