Imprint, the modern co-brand financial and loyalty platform, has secured $2bn in new debt funding capacity since April 2026, a move that underscores mounting institutional appetite for its credit card receivables.
The total is made up of $1.5bn in incremental warehouse capacity and a $500m AAA-rated asset-backed securitisation (ABS), transactions the company says have diversified its funding base while cutting the cost of fund margin by 23%.
The warehouse expansion took shape in stages. In April 2026, Imprint closed a fresh $1bn warehouse credit facility with a lending syndicate made up of Bank of Nova Scotia, Royal Bank of Canada and TD Bank Group.
It then doubled an existing facility from $500m to $1bn, bringing in Citi as a new lender alongside Mizuho, Truist and HSBC. Combined, the two moves lifted Imprint’s committed warehouse capacity by $1.5bn and widened its roster of global banking partners.
On the securitisation side, Imprint priced its second AAA-rated ABS, PRNT 2026-A, in August 2026. The deal drew $2.35bn in investor orders, equivalent to 4.7 times coverage at launch, well above the 1.7 times recorded for the company’s debut ABS in October 2025. Demand was strong enough that the offering was upsized from an initial $300m to $500m.
Coming less than a year after that first $300m issuance, the deal signals that securitisation is becoming a repeat feature of Imprint’s funding strategy rather than a one-off exercise, and points to growing institutional confidence in debt tied to its credit card book.
Imprint operates a co-brand financial and loyalty platform, providing the infrastructure that underpins branded credit card programmes.
Colin Groshong, Chief Financial Officer of Imprint said, “In under a year, we’ve significantly grown our funding capacity, doubled our lending partners, and lowered our borrowing costs. Together, that means a greater capacity to support our programs as they scale.”
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