Numeral, a top payment operations platform for FinTech companies, and BNP Paribas, a leading international bank, have joined forces with Alma, a prominent European Buy Now, Pay Later (BNPL) provider.
This partnership aims to automate millions of payments per year to merchants, enhancing the overall shopping experience for customers.
The collaboration comes at a time when merchants are increasingly adopting new payment options to cater to buyers who expect more flexible payment methods. Alma has a rapidly growing network of over 11,000 merchants, and ensuring reliable, efficient payments is crucial to their business.
Numeral focuses on creating seamless bank integrations, faster payments, real-time data visibility, and efficient workflows. Their platform is designed for FinTechs and financial institutions building advanced payment flows on top of their banking partners. Alma will be able to automatically send daily payouts from its BNP Paribas accounts to its merchants, maintaining complete visibility and security throughout the process.
BNP Paribas is committed to cooperating with European payment FinTechs as part of its 2025 strategic plan. By partnering with BNP Paribas, Alma gains increased control and lower costs on merchant payouts. In a second phase, Alma will leverage the Numeral platform to become a SEPA participant through BNP Paribas, enabling strategic advantages such as issuing IBANs in its own name.
Numeral has a growing European client base, providing payment infrastructure for trailblazers like Swile, Spendesk, and Alma. They also partner with leading banks, including Barclays, HSBC, Groupe BPCE, and ABN Amro.
Alma co-founder and COO Guillaume Desloges said, “Numeral enables us to scale with confidence and focus on our core business.” Numeral co-founder and CEO Édouard Mandon added, “We are thrilled to support a French and European leader in their growth, alongside a first-tier international banking group such as BNP Paribas.”
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