Goldwise, a UK FinTech founded by former Royal Mint executives, has launched a mobile trading platform designed to give savers and investors a simpler way to buy, manage and sell fractional physical gold, silver, platinum and palladium.
The platform is built around the Goldwise Engine, a proprietary enterprise-grade infrastructure that handles customer onboarding, institutional pricing and execution, payments, allocation, custody and recordkeeping, connecting directly to the global precious metals ecosystem through a single scalable platform.
This enables fractional trading of investment-grade London Bullion Market Association (LBMA)-approved bars from as little as £5 (0.001 troy ounces), with 24/7 trading, conditional orders and real-time portfolio tracking available to users.
The Goldwise Engine supports two distribution channels: the Goldwise App, a direct-to-consumer mobile product, and Goldwise Connect, a precious-metals-as-a-service solution that allows wealth platforms and financial institutions to embed physical precious metals trading through a single turnkey integration. This dual-channel approach positions the company as both a consumer FinTech and an infrastructure provider for the broader wealth ecosystem.
Customers at launch receive 12 months of free vaulting, with no hidden charges in quoted prices and clearly disclosed trading fees. All physical metal holdings are reconciled daily and held in insured, audited institutional vaults — the same facilities used by major metals banks and brokers — across locations including London, Zurich and New York. Customer funds are protected under FCA-regulated e-money arrangements.
Goldwise co-founder Gareth Tucker said: “Investing in most asset classes has become simple, digital and accessible – but physical precious metals have been left behind. Customers still face outdated buying experiences, marked-up pricing and limited trading functionality. Goldwise was built to change that, making precious metals investing easy, secure and efficient for all.”
“The launch comes amid growing demand for physical precious metals, driven by inflationary pressures, high government debt, geopolitical conflicts and sustained central bank buying; coupled with increasing industrial use including aerospace and renewable technologies. Precious metals are not just a safe haven in times of uncertainty or a source of strong historical returns – they are much more than that. Embedded in nearly all modern technologies, they are truly the foundations of our future.”
Goldwise co-founder Jatin Patel said: “One of the biggest frustrations for savers and investors is that physical precious metals are rarely available through their existing banking or wealth platforms in amounts and fees they can afford. Goldwise is here to change that.
“We’re starting in the UK and will scale across Europe, US and then Asia, with the ambition for Goldwise to become the underlying infrastructure to connect the physical precious metals ecosystem and power global distribution and access to physical precious metals.”
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