Regulation has always been written for humans. Lawyers interpret it, compliance teams translate it into policies and controls, and firms spend months implementing new requirements. But as financial services become increasingly digital, that process is starting to look slow, expensive […]
RegTech investment followed a relatively clear path for a considerable amount of time. As regulation became more complex and financial crime risks increased, firms focused on technologies that could help them meet compliance obligations more efficiently. That picture is now […]
Know Your Customer has operated as a series of fixed moments for a long time. Starting with verifying a customer at onboarding, reviewing them periodically, and intervening when something appears to have changed. But financial crime rarely unfolds according to […]
Beneficial ownership has long been one of the most challenging aspects of anti-money laundering, but the task is becoming significantly more complex. Multi-layered corporate structures, cross-border entities, trusts and nominee arrangements can obscure who ultimately owns or controls an organisation, […]
