For several years, perpetual KYC (pKYC) has been pitched as the next evolution of traditional KYC methods, but firms still have misconceptions around what it really means. Unlike traditional KYC methods that have static and periodic checks, pKYC focuses on […]
Regulation used to sit at the edges of the enterprise, tracked by specialist teams, interpreted periodically and pushed downstream into compliance, legal and risk functions. That model is starting to break. As regulatory change grows faster, broader and more complex, […]
Regulation was once positioned at the periphery of the financial system. A necessary constraint, reviewed periodically, handled reactively, and largely viewed as a cost of doing business. That perspective is starting to unravel. Today, the sheer volume, speed and complexity of regulatory change […]
RegTech was built to solve fragmentation in compliance. But as the sector consolidates and platforms expand across surveillance, reporting, identity and risk, a new question is emerging: are firms replacing operational fragmentation with platform concentration risk? For financial institutions, the […]
Automation in compliance is no longer only about assistance – it is about delegation. Across KYC, AML, sanctions screening and transaction monitoring, machines are not just identifying risk; they are prioritising it, filtering it, and in some cases resolving it […]
Since late 2022, the rise of artificial intelligence (AI) and its role on operational practices have evolved at a breakneck pace. In the area of compliance, this is no different, with businesses scrambling to future-proof their processes to keep up […]
Compliance has always been built on a simple premise: when something goes wrong, someone is accountable, and there is accountability. That assumption is now under strain. Decisions that once relied on human judgement are increasingly shaped — and in some […]
Risk no longer stops at the edge of the organisation. As firms rely more heavily on third parties, cloud providers, data partners and complex supply chains, their exposure increasingly lies beyond what they directly control. From regulatory accountability to reputational […]
In 2026, the speed of business is no longer a metric – it is becoming a vulnerability. As financial institutions race toward sub-second onboarding and frictionless global transfers, they have entered an escalating arms race with adversaries leveraging generative AI […]
GenAI has moved quickly from experiment to execution across financial services, but the compliance desk remains one of its toughest tests. While generative models promise faster interpretation of regulations, risks, and controls, trust is still constrained by concerns over explainability, […]
