Identity verification has long relied on the assumption that a person can be distinguished from an impostor through evidence of who they are. But synthetic identities, deepfakes and increasingly sophisticated fraud techniques are putting that assumption under pressure. As […]
As financial institutions adopt AI, the pressure on compliance teams is shifting from interpreting regulation to ensuring it works in practice. Meeting that challenge requires more than updated policies and stronger controls. It demands a rethink of how compliance is […]
Cloud computing has become fundamental to the financial services industry, giving firms the scalability and flexibility to modernise their technology infrastructure. But as institutions increasingly rely on a small number of providers, that dependence is creating a new concentration risk, […]
The UK’s financial regulatory framework is entering another period of change, with implications that could extend well beyond the rules firms must follow. The Financial Services and Markets Bill is designed to modernise financial regulation, spanning regulatory oversight, authorisation, consumer […]
The first half of 2026 has been a busy one for RegTech. New technologies have continued to arrive, regulation has kept moving, and financial institutions have had to work out how much of either they can realistically absorb. But amid […]
Identity has become one of the most important fault lines in modern financial crime. As financial services move further into digital channels, the question is no longer simply whether a customer can provide the right documents, but whether a firm […]
KYC360 (a part of Experian) has established itself as a specialist RegTech provider focused on helping regulated businesses transform compliance from a regulatory obligation into a competitive advantage. Its end-to-end platform brings together client onboarding, AML screening, and customer lifecycle management (CLM). […]
Regulation has always been written for humans. Lawyers interpret it, compliance teams translate it into policies and controls, and firms spend months implementing new requirements. But as financial services become increasingly digital, that process is starting to look slow, expensive […]
RegTech investment followed a relatively clear path for a considerable amount of time. As regulation became more complex and financial crime risks increased, firms focused on technologies that could help them meet compliance obligations more efficiently. That picture is now […]
Know Your Customer has operated as a series of fixed moments for a long time. Starting with verifying a customer at onboarding, reviewing them periodically, and intervening when something appears to have changed. But financial crime rarely unfolds according to […]
