Kapitale has secured a $25m credit facility from a fund managed by Pier Asset Management, a private credit investment firm focused on specialty finance.
The new facility strengthens Kapitale’s balance sheet and brings its total funding capacity to more than $50m. It positions the company to meet surging demand for same-day working capital solutions at a time when traditional bank lending has become increasingly constrained.
Founded to provide quick and accessible financial solutions, Kapitale offers flexible funding ranging from $5,000 to $100,000, with same-day approvals, no collateral requirements, and multilingual support in English, Spanish, and Portuguese. The company leverages proprietary underwriting technology and disciplined risk management to deliver fair and transparent financing options for entrepreneurs nationwide.
Kapitale intends to use the new capital to scale its operations across the US, strengthen its partner network, and enhance its underwriting infrastructure in preparation for future securitisation and institutional growth.
Matheus Freire, founder and CEO of Kapitale, said, “Small businesses are the backbone of the American economy — and yet, in today’s credit environment, many are being left behind by traditional financial institutions. This facility allows us to continue expanding our reach and impact, ensuring business owners across the country can access the capital they need — quickly, transparently, and without unnecessary friction.”
Pier Asset Management deal lead Cassandra Doeng said, “We are pleased to support Kapitale as they continue scaling their platform. Kapitale has built an impressive operation rooted in strong underwriting and responsible growth. We believe their technology-driven approach and focus on underserved business owners make them a valuable partner in the private credit ecosystem.”
Kapitale adviser Sam Mahmood added, “Couldn’t be more excited to partner with Pier to take Kapitale to the next level. With this new capital we can create escape velocity to make a massive impact to small businesses. Very proud of our CEO Matheus Freire.”
This latest funding round marks another step in Kapitale’s growth story, reaffirming its role as a vital FinTech player supporting small business resilience and economic opportunity in the US.
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