FV Bank has launched Global Managed Accounts (GMA), giving fintechs and payment platforms access to regulated banking infrastructure without having to build complex banking and compliance relationships themselves.
The new offering is aimed at companies developing neobank products, cross-border payment services, remittance platforms and stablecoin-enabled financial products. These businesses have traditionally had to connect multiple banks, payment processors and compliance providers to deliver their services, creating additional layers of onboarding, monitoring and customer data management.
GMA takes a different approach by allowing eligible fintechs to provide customers with accounts held directly with FV Bank, while continuing to control the customer-facing experience. The bank manages the regulated infrastructure behind the scenes, including onboarding, KYC, KYB, transaction monitoring and ongoing account reviews.
The platform is designed to support both domestic and international activity, covering more than 180 countries and over 40 currencies. It also incorporates processes for information sharing and transaction traceability required under applicable Travel Rule regulations, giving fintech partners access to banking infrastructure alongside the compliance controls supporting it.
Payments supported through GMA include USD wire transfers, ACH payments and international transfers across more than 40 currencies. The platform also supports USDC and USDT transfers, with 24/7 settlement available through supported rails.
Fintechs can manage their programmes through a dedicated GMA partner portal, while APIs allow them to integrate account opening, account management and payment functionality directly into their own platforms. FV Bank has also made developer documentation available to support integration.
The launch comes as fintech companies increasingly look for ways to expand internationally without taking on the operational complexity traditionally associated with establishing multiple banking relationships. For providers operating across fiat and digital assets, access to both types of infrastructure through a single regulated institution could also reduce the number of providers involved in delivering financial services.
FV Bank is a US-licensed digital bank based in San Juan, Puerto Rico, combining traditional banking with digital asset custody and stablecoin infrastructure. Its offering includes USD accounts, money market accounts, Visa debit cards and stablecoin deposits and conversions, with API-driven infrastructure supporting clients across global markets.
GMA is the second product launched through FV Bank’s expanded financial infrastructure platform, following Stablecoin Invoicing. The service is currently available to approved fintech and blockchain enterprise clients.
FV Bank chief revenue officer Nitin Agarwal said, “Fintechs shouldn’t have to choose between a seamless customer experience and a clear, bank-managed compliance foundation. We’re already onboarding fintechs to GMA, bringing accounts, domestic and international payments, and compliance infrastructure together on one platform. It gives our partners a more complete product while reducing the complexity of managing multiple banking and payment relationships.”
FV Bank CEO Miles Paschini added, “It can take years for a fintech company to navigate the banking, payments and compliance infrastructure needed to bring a financial product to market. Global Managed Accounts gives our partners a faster way to launch, reach more customers and expand what they offer in domestic and international markets, while FV Bank provides the regulated accounts, payments and compliance infrastructure behind the scenes.”
The launch highlights a broader shift in embedded finance, with fintechs increasingly seeking regulated infrastructure that can sit underneath their own products rather than assembling banking, payments and compliance capabilities independently.
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