More than $1.2bn was raised across FinTech funding rounds this week, compared with $858m across 21 deals last week, as companies continued to attract investment across artificial intelligence, payments, compliance, lending and digital financial services.
The biggest raises came from Island and Cyera, which each secured $400m, while Numeral and MCO also broke the $100m mark. The funding was spread across multiple markets, with deals spanning the US, UK, Germany, Romania, Spain, Egypt, Brazil and Indonesia.
Artificial intelligence was one of the strongest themes across this week’s deals, featuring prominently among the largest raises as companies target areas including agentic AI, AI infrastructure, data security and compliance. Payments and financial infrastructure also attracted sizeable rounds, alongside funding for lending, wealth and digital financial services.
The US accounted for 13 of the 22 deals, while Europe contributed six, with three deals from the UK and one each from Germany, Romania and Spain. Egypt, Brazil and Indonesia also featured, with funding spanning North America, Europe, the Middle East, Latin America and Asia.
The dominant sector this week was financial infrastructure, bringing in five deals. RegTech and compliance followed with four, alongside enterprise software and CyberTech with four. PayTech and InsurTech each recorded two deals, followed by lending, digital financial services and WealthTech and alternative finance with one each.
The broad geographic spread comes as the global FinTech funding market becomes more dispersed. FinTech Global research found that seven countries were represented among the top 10 global FinTech deals in H1 2026, compared with a much stronger concentration in the US in H1 2025. US companies accounted for seven of the top 10 deals last year, but just two in the first half of 2026, while South Korea and India each contributed two.
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European InsurTech investment also surged in H1 2026, with companies raising $985.9m across 27 deals, a threefold increase on the $327.5m recorded in H1 2025. The average deal size rose 2.9x to $36.5m, with deals of $100m or more accounting for $660.2m, or 67% of total H1 funding. If the pace continues, 2026 could see funding reach $1.98bn, a 3.8x increase on 2025, driven largely by a rise in larger transactions.
This comes as insurers face a growing need to identify and manage emerging risks, with technology increasingly being used to improve visibility into exposures before they become losses. Closing insurance’s emerging risk blind spot
Here are the 20 funding rounds covered this week.
Island lands $400m Series F at $6.4bn valuation
Island, the enterprise-focused agentic control plane provider, has closed a $400m Series F funding round that lifts its valuation to $6.4bn.
Evolution Equity Partners led the round, with existing investors including Prysm Capital, Sequoia Capital, Coatue Management, Cyberstarts, Insight Partners, J.P. Morgan Growth Equity Partners, Alta Park Capital, Georgian, G Squared and Squarepoint also participating. Cybersecurity entrepreneur Dmitri Alperovitch also made a further personal investment.
The fresh capital will support Island’s expansion and product development as businesses increase their use of AI agents, with the company focused on giving organisations greater oversight, control and auditing capabilities across human and agent-based workforces.
Island provides an enterprise browser and agentic control platform that brings security, access, productivity and governance controls into the environments where employees and AI agents carry out work.
Island CEO and co-founder Mike Fey said, “We’ve entered a new era in which people and AI agents work side by side. Just like humans, agents need the right context, access, guardrails, and accountability to succeed.
“Island created the first Enterprise Browser to protect the primary place people work. From there, we expanded into data protection and DLP, then built a next-generation SASE architecture from the endpoint outward. Those combined capabilities give CIOs, CISOs, and business unit owners one security, productivity, and governance framework for everywhere human and agentic work occurs. This investment gives us even more capacity to innovate with our customers and help them safely scale AI.”
Cyera lands $400m from Goldman Sachs to secure AI agents
Cyera, a data security company building a unified data and identity platform for enterprises, has secured a $400m investment from Goldman Sachs to strengthen control over what AI agents can access and do.
The capital comes from Growth Equity at Goldman Sachs Alternatives as an extension to Cyera’s Series G, which was led by Evolution Equity.
Cyera will use the funding to develop its AI Security product roadmap, expand further into the federal market and grow internationally across EMEA and APAC.
Cyera provides a data and identity security platform that helps enterprises govern access for humans, machines and AI agents, with its technology monitoring prompts, responses, tool calls, database queries and other actions.
Cyera cofounder and CEO Yotam Segev said, “Global 2000 enterprises are telling us the same thing: they need to trust what AI agents can see and do before they can scale them.
“AI infrastructure is moving faster than the security architecture around it. This investment accelerates our work to bring data and identity together, so enterprises can give agents access with confidence and keep that access aligned with business intent.”
MCO lands $100m+ growth financing from Accel-KKR
MCO (MyComplianceOffice), a compliance management software specialist serving the financial services sector, has secured more than $100m in strategic growth financing from Accel-KKR Credit Partners.
The funding comes from Accel-KKR Credit Partners, a private credit vehicle run by Accel-KKR.
MCO will use the capital to accelerate product development, deepen its work on AI and expand into new markets.
MCO provides compliance software that helps financial institutions manage employee activity, financial transactions and third-party dealings through a single platform.
MCO founder and CEO Brian Fahey said, “We will use this investment to radically transform our industry and how our client firms leverage technology to deliver their compliance programs more effectively. By unifying processes, data, and evidence on a single platform—and deploying AI where it drives the most impact—MCO is fundamentally changing how compliance is managed.”
Numeral’s $100m Series C targets sales tax compliance
Numeral, an AI-driven sales tax compliance platform, has closed a $100m Series C round as businesses face increasingly complex tax obligations across markets and product types.
Insight Partners led the round, with Salesforce Ventures, Geodesic, Benchmark, Mayfield, FCVC, Y Combinator and Uncork also participating.
Numeral will use the funding to accelerate product development, expand its offering for sectors including software, manufacturing, distribution and wholesale, and hire across engineering, sales, marketing and product.
Numeral provides sales tax compliance across nexus monitoring, registrations, tax calculation, filings, remittance and exemption certificate management. It also handles VAT and GST compliance in more than 90 countries and integrates with more than 40 billing, financial and ERP systems.
Numeral co-founder and CEO Sam Ross said, “Sales tax has become a much bigger operational challenge as companies grow across markets, systems and business models. Businesses need infrastructure that can keep pace as rules and requirements change across jurisdictions, without adding more manual work for their teams. We’re building Numeral to provide that foundation, backed by tax expertise and service that customers can rely on.”
Go.AI raises $85m Series A for regulated AI
Go.AI, a Chicago-based provider of on-premises AI infrastructure for banks, healthcare providers and other regulated organisations, has closed an $85m Series A funding round.
Updata Partners led the financing, with existing backers GFT Ventures and LAUNCH also participating.
The funding will support Go.AI’s engineering team, development of its Go.OS software and hardware line and expansion of its go-to-market operations.
Go.AI provides private AI infrastructure that operates inside customers’ secure environments, combining hardware and software so sensitive data does not have to leave their systems.
Go.AI co-founder and CEO David Moscatelli said, “When Lisa Gillespie and I cofounded the company, we were two people with a big idea. Today we have over 50 team members, and the company we’ve built is doing exactly what we said it would do for the institutions that trust us most.
“This funding lets us keep building at that pace, but the thing I’m most proud of isn’t the growth number, it’s the education. AI doesn’t have to be something people fear or don’t understand. Done right, it works alongside the people who use it. That’s what this round lets us prove, at scale.”
Ema secures $77m Series B to scale AI Employees
Ema, an enterprise platform providing agentic AI Employees, has closed a $77m Series B funding round.
Creaegis led the investment, with existing backers Accel, S32 and Prosus also participating.
The funding will support Ema’s go-to-market expansion and further development of its platform.
Ema provides AI Employees for HR, IT and Finance teams that can plan and carry out tasks across existing business software, review their output, seek approval where required and complete processes from end to end.
Ema CEO and co-founder Surojit Chatterjee said, “Enterprises do not need more software. They need work to get done. Our customers are not running experiments; they are running their HR, IT and Finance operations on AI Employees at a scale of millions of interactions a year. This round lets us bring that to many more enterprises still stuck in the pilot stage.”
Paymob raises $35m to fuel MENA payments growth
Egypt-based Paymob, a payments infrastructure provider in the MENA region, has secured $35m in a pre-Series C funding round.
The round was co-led by Mubadala Investment Company and the European Bank for Reconstruction and Development (EBRD), with British International Investment, Global Ventures and DPI Ventures also participating.
Paymob will use the capital to expand across MENA, scale its digital payments acceptance operations and develop products for SME merchants and agentic commerce.
Paymob provides access to more than 60 payment methods through a single contract, API and dashboard for merchants across its markets.
Paymob co-founder and CEO Islam Shawky said, “Paymob morphed into a regional platform over the past 18 months, propelled by the exponential growth of our GCC business. This Pre-Series C funding round will help us accelerate our growth plan across the MENA region and fast-track our product roadmap to become the go-to payments platform for agentic commerce.”
Baselayer lands $35m Series A to verify AI agents
Baselayer, an identity and risk infrastructure provider for financial institutions and payments firms, has secured $35m in Series A funding.
M13 led the round, joined by Torch Capital, Picus Ventures, Afore Capital and Socure’s Matt Thompson.
The company will use the funding to expand its identity and risk infrastructure as it develops technology for verifying autonomous AI agents before they transact.
Baselayer provides identity verification and risk infrastructure that helps financial institutions establish who a business or AI agent represents, whether it has authority to act and whether its counterparty can be trusted.
Baselayer co-founder and CEO Jonathan Awad said, “Every era of commerce has required a new trust layer, but historically that infrastructure gets built only after fraud and abuse make the problem impossible to ignore.
“Agentic commerce is moving too fast for the industry to repeat that mistake. We already help one in five U.S. financial institutions answer, ‘Can I trust this business’ Now we’re building the infrastructure they need to answer, ‘Can I trust this agent, who does it represent, and what is it allowed to do’”
CellPoint secures $34m from Toscafund for AI payments
CellPoint, a payments technology provider for the airline and hospitality sectors, has secured $34m from Toscafund to launch Zenith, an AI decisioning platform for payment performance.
Penta Capital, the private equity affiliate managing the Toscafund investment, has appointed Kevin Murphy as group CEO and Michael Kelly as chairman.
The investment will fund Zenith’s development and 50 new positions across product, data, AI, sales and partnerships teams in Europe, the Americas and Asia.
CellPoint provides payment technology for airlines and hospitality businesses, while Zenith operates as an AI decisioning layer above payment orchestrators to turn payment data into automated commercial decisions.
CellPoint group CEO Kevin Murphy said, “Payments are one of the largest controllable cost and revenue lines in an airline or hotel P&L, and one of the least well managed. Our job is to change that. Zenith uses AI to raise approval rates, cut cost of payments, recover lost revenue and give CFOs a live view of what their payment stack is actually doing. The $34m investment lets us build it at pace.”
FintechOS raises $28m to fund US expansion
FintechOS, an agentic platform for Unified Product Operations serving banks, insurers and other financial services firms, has closed a $28m round combining equity and debt financing.
Existing backers Bek Ventures, IFC, Cipio Partners and Molten Ventures provided the equity, while Santander CIB supplied a senior debt facility.
FintechOS will use the funds to expand in the US, deepen client relationships across Europe and grow the delivery team supporting its AI-native platform.
FintechOS provides banks and insurers with an agentic platform for managing financial products and operations across the product lifecycle.
FintechOS CFO Cyril Desouza said, “Reaching profitability was not an accident, it was the outcome of a deliberate, multi-year effort to get our cost base, our margins and our delivery practice right before we pushed harder on growth again.”
Corridor raises $25m to expand small business health cover
Corridor, an AI-native benefits brokerage serving small businesses, has launched with $25m in seed funding.
Bain Capital Ventures led the round, with BoxGroup and Definition Capital also participating alongside angel investors from companies including OpenAI, Ramp, Scale AI and Oscar.
The funding will support Corridor’s expansion and development of its AI-powered brokerage platform.
Corridor pairs small businesses with a licensed benefits adviser to help them select health insurance plans, while using AI agents to handle tasks including comparing carrier options, building proposals, supporting enrolment and liaising with carriers.
Corridor CEO Nikhil Aggarwal said, “For decades, small businesses have been sold the leftovers of the health insurance market. But health insurance is just as complex and consequential, whether a company has 60 employees or 6,000.
“We built Corridor to give small businesses access to the same caliber of service as the largest companies in America. If we do our job right, small business owners and their employees should never have to think about health insurance again.”
Footprint bags $25m to expand AI risk platform
Footprint, an AI operating system for risk and compliance, has closed a $25m Series B funding round to expand its agentic platform for financial institutions.
QED Investors led the round, with MUFG, Commerce Ventures, LightBank and Alumni Ventures also participating.
Footprint will use the funding to double its engineering and sales headcount and develop Percy, its AI operating system for financial crime compliance, alongside Trust Fabric.
Footprint provides AI-powered risk and compliance tools for financial institutions, with Percy designed to work through financial crime cases and Trust Fabric providing the governed data layer beneath it.
Footprint CEO and co-founder Eli Wachs said, “With this raise, we’re doubling down on the thesis that risk operations will be re-envisioned for the AI-native era.
As AI expands the volume of financial crime in the global economy, we’re building the agentic defense system that can expand to meet and defeat it.”
Kastle raises $24m Series A for AI lending agents
Kastle, a start-up building AI agents for financial institutions, has closed a $24m Series A funding round to expand its platform for automating consumer lending operations.
Insight Partners led the round, with existing backers Y Combinator and Commerce Ventures also participating. Fifth Wall joined as a new investor.
Kastle will use the funding to grow its engineering, product and go-to-market teams, further develop its platform and accelerate rollouts across North America.
Kastle provides AI agents that operate on top of existing banking systems to carry out high-volume, repeatable lending tasks without requiring financial institutions to replace their legacy infrastructure.
Kastle co-founder and CEO Rishi Choudhary said, “For years, enterprises have effectively been presented with a false choice: accept the limitations of legacy operations or endure a long and risky replacement of the systems at the heart of their business. Kastle creates a third path. We give financial institutions an AI workforce that can operate across the systems they already have, so they can capture the benefits of AI now—not five years from now.”
Outerlimit raises $16m for agentic AI security
Outerlimit, a decentralised security and authorisation company built for agentic AI, has come out of stealth with $16m in pre-seed funding.
AlbionVC, Evolution Equity Partners and Crane Venture Partners supplied the capital, alongside strategic angels.
The funding will support the development of Outerlimit’s security infrastructure as businesses give AI agents greater access to systems, data and APIs.
Outerlimit applies Zero Trust principles to individual AI agent actions, using cryptographic enforcement when a tool is called and verifying identity, policy and execution context before allowing access.
Outerlimit founder and CTO Dr Peter Vincent said, “Agents can change their behavior based on what they read, or how they interact with other agents, while acting at machine speed. Harnessing this powerful intelligence requires a fundamentally new security architecture – one that binds identity, authorization, and action into a single operation at the moment of execution.”
NG.CASH raises $15m to widen credit access in Brazil
NG.CASH, a Brazilian FinTech with roots in the creator economy, has secured $15m in a strategic funding round to expand credit and financial services for younger Brazilians.
Blockchain Capital led the investment, taking NG.CASH’s total funding since launch to more than $65m.
The capital will support the expansion of the company’s financial services and credit offering, including products such as Crédito CLT and Pix Crédito.
NG.CASH provides digital financial services to more than 10 million users in Brazil, with its offering including payments and credit products aimed at younger and lower-income consumers.
NG.CASH CEO and co-founder Mario Augusto Sá said, “Millions of young Brazilians have grown up without a financial platform built for the way they actually live and bank. Blockchain Capital’s investment confirms NG.CASH is becoming that platform, the company building what comes next as money itself evolves in Brazil.”
Monetary Metals raises $10.5m to grow gold yield platform
Monetary Metals, the Gold Yield Marketplace platform that lets gold owners earn a return on their bullion, has closed a $10.5m equity financing round.
Existing shareholders and new strategic investors participated, taking the company’s total funding to close to $25m.
The proceeds will support further development of the Gold Yield Marketplace.
Monetary Metals allows gold owners to lease their bullion to precious metals businesses such as jewellers and refiners, with owners receiving a yield paid in gold.
Monetary Metals founder and CEO Keith Weiner said, “The continued support we receive from investors reflects growing recognition that we have not only created a new category of gold ownership – gold fixed income – but that we are the leader in that category.”
Sprive raises $10m Series A to grow mortgage app
Sprive, an AI-driven consumer FinTech app that helps UK homeowners pay down their mortgages faster using everyday spending, has closed a $10m (£7.7m) Series A funding round.
Existing investors including Ascension, Channel 4 Ventures and the Velocity EIS Technology Fund participated alongside new backers Active Partners, Wealth Club and Rank Ventures and angel investors.
The funding will support Sprive’s next stage of growth and further development of its app.
Sprive allows users to put cashback from everyday shopping towards overpaying their mortgage, while also tracking the mortgage market to help customers identify cheaper deals.
Sprive founder and CEO Jinesh Vohra said, “Given the cost-of-living crisis, with mortgage rates going through the roof, and borrowers being pushed into extending their mortgage terms in cases well into retirement, the ability to use your weekly shop to reduce your mortgage interest, and ultimately the term of the loan, is hugely appealing.”
mika raises €6m to automate German tax compliance
mika, a Berlin-based vertical AI business building an alternative to the traditional tax firm, has secured €6m in seed funding.
Smedvig Ventures led the round, with Wecken & Cie., existing backers Keen Venture Partners and Dutch Founders Fund and several individual investors also participating.
The funding will support mika’s growth and continued development of its AI-native financial operating system for SMEs.
mika provides accounting, tax and finance services for small German businesses, handling bookkeeping, VAT returns, annual accounts and tax filings through its AI-powered platform and qualified accountant oversight.
mika founder and CEO Agnieszka Walorska said, “The moment you start a GmbH in Germany, you’re told you need a tax adviser. It goes so far that some founders think it’s a legal requirement. To me, it’s obvious that this cannot be how it works. At mika, we use AI to tear down that barrier, so that your bank balance or the family you were born into no longer decides who gets to start a company.”
Mirai RiskTech lands €5m to expand AI banking platform
Mirai RiskTech, a risk technology firm focused on integrated asset and liability management and balance sheet management, has secured €5m from Spanish investor Inveready.
Inveready is the sole investor named in the round.
Mirai will use the funding to expand across Europe, the UK, US and Middle East while further developing its AI-powered platform.
Mirai provides banks with a single platform for asset and liability management, liquidity, funds transfer pricing and regulatory reporting, alongside AI tools for modelling and banking risk operations.
Mirai CEO and co-founder Olmo Vázquez said, “Banks have historically managed treasury, ALM, risk and finance on separate systems, which makes it harder for a chief financial officer and a chief risk officer to work from the same numbers. The aim is to give them a single, governed source of truth, with artificial intelligence built into the core of the platform rather than added on top.”
OneClickComply bags £1m to automate cyber compliance
OneClickComply, a Sunderland-based platform that automates cybersecurity certification, has closed a £1m investment.
The North East Accelerate Fund, overseen by Mercia Ventures, backed the round, with the Venture Sunderland Fund and Northstar EIS Growth Fund also participating.
The company will use the funding to develop its platform, expand its sales and customer success teams and hire four new staff in the North East.
OneClickComply automates much of the work involved in achieving Cyber Essentials, ISO 27001 and SOC 2 certification, including tracking IT systems, vulnerability management, policy documentation and evidence collection.
OneClickComply co-founder and CEO Connor Greig said, “Every business now gets asked to prove its systems are secure, usually by a customer who’s about to sign. The answer shouldn’t be three months and a consultant.
“We automate 90% of the work, fix the issues we find instead of just reporting them, and keep everything in place afterwards, which is the part everyone forgets about.”
Soteris raises $8m+ to target insurance profitability
Soteris, a YC-backed machine learning company serving the property and casualty insurance sector, has come out of stealth with more than $8m in seed funding.
Spider Capital led the round, with Intact Private Capital, Amplify Partners, DCVC, the Webb Investment Network and Overlook Ventures also participating.
The funding will support Soteris’s AI-driven product development and expansion across the insurance market.
Soteris provides machine learning technology for carriers and MGAs that analyses policy data to identify risks and opportunities, with its latest product designed to identify individual policies that could negatively affect profitability.
Soteris founder and CEO Sunit Shah said, “Every insurer knows they’re writing policies that will lose them money. They just can’t find those policies with the resources currently at their disposal. That’s the blind spot we built Soteris to close. For the first time, an insurer can look at a single policy and know exactly what it’s worth, in time to act on that information.”
01F Group invests in DANA to expand Indonesian financial services
01F Group, a global investment platform, has confirmed a new investment in DANA, Indonesia’s digital financial services platform, through its growth-stage FinTech private equity arm, 01Fintech.
The investment comes from 01Fintech, with the capital supporting DANA’s continued development and expansion across Indonesia’s financial services ecosystem.
01Fintech and DANA will explore opportunities including lending and working capital solutions for MSMEs, micro-insurance, digital savings and wealth-building products and cross-border payments.
DANA is an Indonesian digital financial services platform serving consumers, merchants and financial institutions, including micro, small and medium enterprises.
01F Group founder and managing partner Kenny Man said, “Our investment in DANA is grounded in three core convictions: the platform’s exceptional operational discipline, its essential role in empowering local MSMEs, and the team’s unwavering resilience. We are not just capital providers; we look forward to being a long-term partner to DANA as it continues to strengthen Indonesia’s digital financial infrastructure and broaden access to trusted financial services.”
DANA chief executive officer and co-founder Vince Iswara said, “We are pleased to welcome 01Fintech to DANA’s journey. Beyond capital, 01Fintech brings specialized fintech expertise, strategic regional connectivity, and a shared commitment to sustainable growth. Together, we remain focused on strengthening our core platform, supporting everyday merchants, and providing trusted financial tools to communities across Indonesia.”
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