Personal Finance

The unsecured personal loan market has surged in recent months, with new records being set in both volumes and outstanding balances. This growth is being seen across all credit risk tiers, according to the Q1 2025 Credit Industry Insights Report (CIIR) from TransUnion. As lender competition intensifies and consumer expectations rise, the integration of digital lending, AI, and advanced data analytics is playing a transformative role in reshaping the unsecured lending space. FinTech solution provider Earnix is helping banks navigate this shift with tools that enable hyper-personalised loan offerings tailored to today’s tech-savvy borrowers.

Why loan personalisation is reshaping unsecured lending

The unsecured personal loan market has surged in recent months, with new records being set in both volumes and outstanding balances. This growth is...
Revolut unlocks main app for UK teens aged 16–17

Revolut unlocks main app for UK teens aged 16–17

Revolut has broadened access to its core retail app for UK-based 16- and 17-year-olds, in a move aimed at supporting financial independence during the transition to adulthood.
Flagstone tackles savings inertia with rollover feature

Flagstone tackles savings inertia with rollover feature

Flagstone, a large savings platform in the UK, has launched an automated tool designed to help customers maximise the returns on their savings.
Savings app Chocolate Finance secures $15m Series A+

Savings app Chocolate Finance secures $15m Series A+

Chocolate Finance, a FinTech firm focused on helping users earn better returns on their SGD and USD idle cash, has announced the close of its $15m Series A+ funding round.
Q2 integrates Greenlight for family finance tools

Q2 integrates Greenlight for family finance tools

Greenlight, the FinTech firm behind a popular money management and safety app for families, has announced its integration with Q2’s Digital Banking Platform.
BMO and Conquest launch digital financial planning tool

BMO and Conquest launch digital financial planning tool

BMO has joined forces with financial planning software company Conquest Planning to launch My Financial Progress, a new digital experience designed to help Canadians take greater control of their finances.
Paychex and SoFi team up on financial wellness tools

Paychex and SoFi team up on financial wellness tools

Paychex has partnered with SoFi at Work to bring a new suite of financial wellness tools to its Paychex Flex® Perks users.
Retirement platform Retirable raises $10m Series A

Retirement platform Retirable raises $10m Series A

Retirable, a retirement platform tailored for middle-income Americans, has secured $10m in a Series A funding round to expand its reach and enhance its smart retirement planning tools.
Egypt’s FinTech PALM secures 7-figure pre-seed round

Egypt’s FinTech PALM secures 7-figure pre-seed round

Egyptian FinTech startup PALM, a platform focused on incentivised goal-based saving, has announced the successful close of its pre-seed funding round.

WealthTech Savvy Wealth bags $72m Series B funding

Savvy Wealth, a digital-first platform for financial advisors focused on modernising human-centred financial advice, has closed a significant funding round to expand its technology and services.

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