Paygentic raises $2m to power AI-native payments

October 29, 2025

Paygentic, a payments infrastructure provider for AI-native and agent-driven products, has raised $2m in a pre-seed funding round.

The round was led by MiddleGame Ventures, a firm specialising in innovation within the financial services sector. Other backers include Anamcara Capital, Aperture, Alan Morgan — chairman at Adfisco — and Angel Invest.

Founded by Susan O’Neill and Samuel Alarco Cantos, Paygentic is developing an all-in-one billing and payments platform tailored for the growing market of AI-native businesses. These companies often face challenges in aligning their variable computation costs with inflexible billing systems that typically rely on fixed subscription fees. Paygentic’s platform allows them to adopt hybrid, usage-based, and outcome-based models, offering greater flexibility and better alignment with their operational realities.

The company plans to use the newly raised capital to expand its team and accelerate product development. It will also reinforce its payments infrastructure to support a rapidly growing customer base and introduce more sophisticated agentic billing capabilities.

Paygentic has been operating in stealth mode since its launch earlier this year.

Paygentic CEO and co-founder Susan O’Neill said, “We built Paygentic because we saw first-hand that traditional billing solutions break the moment things get complex. AI founders lack the flexible infrastructure needed to price and monetize their products effectively. Getting pricing right is critical for customer success in this extremely competitive market – and that’s exactly what Paygentic delivers. Our platform solves this by enabling AI companies to charge for what actually matters and scale as fast as they innovate.”

MiddleGame Ventures partner Kanishk Walia added, “AI-native products are redefining how value is created and delivered, yet legacy billing and payments systems can’t keep up with this complexity. Payg. ntic has built an agent first stack that makes it possible to monetise usage, outcomes, and hybrid models at scale – exactly what this new generation of businesses requires. At MiddleGame Ventures, we see Paygentic as foundational infrastructure for the agentic AI economy and are thrilled to support their growth.”