FinTech Global, a specialist research firm, has published its ninth annual InsurTech100, highlighting 100 innovative and influential companies using technology to shape the future of insurance.
The 2026 InsurTech100 arrives as the insurance industry undergoes significant technological change, with AI, automation and increasingly sophisticated data capabilities influencing how insurers create products, evaluate risk and interact with customers. InsurTech companies are increasingly helping insurance providers improve operational efficiency, update legacy systems and adapt to changing customer and market requirements.
The wider InsurTech industry is also experiencing strong growth. Research indicates that the sector is expected to increase from $21.96bn in 2025 to $30.24bn in 2026, representing a compound annual growth rate of 37.7%.
The companies included in this year’s list cover a broad range of technology-led approaches to challenges facing insurers.
FinTech Global compiled a pool of more than 2,100 InsurTech companies before a panel of analysts and industry experts assessed the candidates and selected the final 100. The recognised businesses were chosen for applying technology to challenges throughout the insurance value chain.
FinTech Global CEO Richard Sachar said, “The InsurTech100 reflects how quickly the role of technology in insurance is evolving. This year’s companies are not simply introducing new tools; they are tackling in innovative ways some of the industry’s biggest challenges across areas such as underwriting, claims, risk assessment, distribution and customer engagement.
“As insurers look to make better use of data, automation and AI, this list is a must-read to find out about the firms helping turn that ambition into practical solutions with the potential to reshape how insurance operates.”
Here are some of the companies that were named in the 2026 InsurTech100.
Many of the companies featured in the latest edition have hit the headlines over recent months as they continue their growth efforts.
One such company is bolttech, which has had a flurry of partnerships over the past 12 months. Earlier this month, it formed a strategic partnership with Bold Penguin to combine their insurance distribution.
bolttech operates across 39 markets, delivering innovative insurance and protection solutions through its leading technology-enabled ecosystem. Some of its other notable partnerships formed in 2026 include a deal with data-driven provider of cashback and lifestyle protection service Mehrwerk to expand embedded insurance in Germany and other markets, and an agreement with energy vehicle company BYD to offer integrated motor insurance for electric vehicles. bolttech has also partnered with Sony to launch My Sony Care+ and teamed up with ING for embedded insurance in Europe.
nCino, which supports brokers, underwriters, and networks with the tools to build meaningful relationships, onboard customers and comply with evolving regulation, has also had a busy year for partnerships. Last month, GB Bank, a specialist lender, launched nCino Mortgage Lending across its Buy-To-Let and Bridging operations. Another deal from the year saw Hiroshima Bank select nCino to support the transformation of its customer lending operations.
It wasn’t just partnerships that kept nCino busy this year. The company also launched a new functionality allowing lenders to link MCP-compatible AI agents straight into the nCino Mortgage Suite.
Another InsurTech100 company to sign a handful of partnerships this year is InsureMO. InsureMO is an API-first AI powered middle office platform empowering carriers and distributors to launch embedded products and ecosystem partnerships rapidly. It recently partnered with Protec General Insurance, a newly licensed Indian general insurer, to construct an AI-native insurance core for businesses. Elsewhere, InsureMO partnered with Upsure, a provider of core insurance software, to offer a unified core insurance suite and support digital transformation in emerging markets.
Zinnia, a modern system of record for life and annuities for building, distributing, and servicing policies, has also had a busy 2026. It recently widened its strategic relationship with Kuvare, deploying Zahara, Zinnia’s contemporary policy administration system, alongside Zinnia Live, its digital experience platform. Zinnia also expanded its relationship with USAA, which will support the launch of fresh annuity products.
It was not just partnerships that Zinnia focused on this year, with a number of new product launches coming in 2026. It launched headless annuity order entry capabilities, released a fully digitised in-force annuity servicing capability and expanded Zahara with a new whole life chassis.
Another InsurTech100 company to launch a couple of products this year is Equifax. The company empowers insurers and InsurTechs with purpose-built data assets, predictive analytics, and risk scores to optimise insurance operations. It recently introduced two new intelligence tools, Signal Score for Email and Signal Score for Device, and earlier in the year it launched a predictive model aimed at helping lenders identify and mitigate first-party fraud while supporting more confident lending decisions.
insured.io, which also features in the new InsurTech100 list, offers a complete digital front-end for policyholders, integrating an insurer’s portal, IVR, SMS, payments, and claims in a single premium platform. Earlier in the year, the company launched an AI-powered virtual claims agent designed to automate the First Notice of Loss (FNOL) process across voice and chat channels.
Another InsurTech100 company to launch a new AI tool was INTX. The InsurTech, which offers a complete (Re)Insurance Operating System offering in a single platform for ceded, assumed, and core- layered with native intelligence, launched Tenet, an intelligence layer built into its unified operating system to bring AI capabilities across insurance workflows.
These are just some of the companies to feature in the headlines this year, with all the companies poised for growth.
Some of the other InsurTech100 companies include: Bdeo, which transforms insurance claims through Visual Intelligence; Boleron, a provider of structured European insurance product data and distribution infrastructure; Cara, an AI platform purpose-built for insurance brokerages; Combined Ratio, which offers insurance policy admin software that is open-source, license-free forever; ForMotiv, a provider of real-time behavioral intent data for insurers; and iPipeline, a supplier of integrated, AI-powered digital solutions for the life insurance and financial services industries.
Others include: Ledgertech, an AI-driven, cloud-native insurance core platform enabling phased modernization; Nanoinsure, an Agentic AI Software Suite that unifies product development, point-of-sale, incentive management, and policy administration; ReSource Pro, a trusted partner insurance teams rely on for strategic operations and technology services; Symphony, which offers secure communication technology company enabling insurers to accelerate AI impact; Taktile, which enables insurance companies to control the decisions that define their performance, and constantly improve with AI; and Vellum Insurance, which uses AI to help insurance and reinsurance companies unlock their data, identify trends and proactively manage risks.
A full list of the InsurTech100 for 2026 and detailed information about each company is available to download for free at www.TheInsurTech100.com.
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